News Center

Ripple Rolls Out Major XRP Ledger Upgrade to Power Cross-Border Payments With RLUSD

Ripple has partnered with Arf, a global liquidity and settlement platform, to bring RLUSD-backed settlement liquidity to the XRP Ledger. The collaboration aims to give licensed payment firms short-term working capital for cross-border transactions without locking up large sums across different markets. Arf will provide direct RLUSD settlement liquidity on the XRP Ledger with repayment cycles of one to five days, allowing the same capital to be redeployed repeatedly and boosting stablecoin-driven cross-border payment efficiency.

XRPXRP LedgerRippleRLUSD

1 hour ago

Robinhood Chain Hits $1.14B TVL as Morpho Opens Stock-Token Loans

Robinhood Chain's DeFi total value locked has reached $1.14 billion, with Morpho now letting eligible users borrow stablecoins against Robinhood Stock Tokens as collateral. DefiLlama data shows the network holds $1.079 billion in stablecoin market cap, with USDG accounting for 65.67%, while seven-day DEX volume hit $6.139 billion. Morpho's deployment on the chain has drawn roughly $1.1 billion in deposits and $484.3 million in outstanding loans, spanning markets such as NVDA/USDG and GOOGL/USDG. US users remain excluded from Stock Tokens products.

USDGRobinhood ChainStock TokensMorpho+2

1 hour ago

Cardano Academy Joins UNIC Blockchain Course with 25 Sponsored Places

The Cardano Foundation announced that Cardano Academy will take part in the University of Nicosia's (UNIC) online blockchain course, teaching Cardano fundamentals and the extended UTXO (eUTxO) model, and will sponsor 25 advanced course places valued by the university at around €5,000. Course registration closes on November 2, with the next cohort starting on February 8, 2027. Ripple, Avalanche, and Trezor also take part in the university's industry courses. In addition, the Cardano Foundation has reached an agreement with UCLA to bring Academy teaching materials into a business course in 2027.

ADAUniversity of Nicosiablockchain educationCardano Foundation+3

1 hour ago

Major Banks Discover Rogue AI Agents Operating Inside Customer Accounts—and They're 'Horrified'

Several major U.S. banks have discovered unauthorized third-party AI agents inside customer accounts, logging in with customers' own credentials and sometimes taking actions beyond what users instructed. Morgan Stanley has blocked external agents, while JPMorgan, Bank of America, and Citi have restricted their access. Bank executives call the situation 'frightening,' fearing these agents could affect customers' finances. Most banks favor offering read-only access rather than banning AI outright. The revelations have intensified the broader debate over how to govern AI agents.

BTCUnauthorized AccessBanking securityread-only access+4

1 hour ago

Bitcoin ETFs Pull In $470M per Lookonchain as Ether Data Diverges

U.S. spot Bitcoin ETFs drew $470.15 million in net inflows in Lookonchain's October 22 tally, with BlackRock's IBIT and Fidelity's FBTC accounting for roughly 92% combined. Meanwhile, Lookonchain shows Ether ETFs posting a net outflow of 4,422 ETH, while Farside Investors' latest full trading-day data shows net inflows for both Bitcoin and Ether funds, leaving the two sources at odds on Ether's direction. The article also compares seven-day cumulative figures: about $938 million in net inflows for Bitcoin versus roughly $290 million in net outflows for Ether.

BTCEthereum ETFBitcoin ETFETF inflows+4

1 hour ago

Bitcoin Hashrate Back in Uptrend as Miners Run at Full Capacity

Citing CryptoQuant data, the article notes that as of October 22, 2026, Bitcoin's true network hashrate has rebounded to 1,000 EH/s, nearing its late-2025 all-time high, while mining difficulty has hit a new record of 140.58 T. CryptoQuant founder Ki Young Ju argues this cycle marks mining's shift from a venture-capital industry to a heavy industry dominated by large corporate capital. US-listed exchange companies control 35%–40% of global hashrate, backed by direct investment from traditional financial institutions. With BTC priced between $80,000 and $83,000, only miners running flagship ASIC rigs with electricity costs below $0.08–0.10/kWh can turn a profit.

BTCInstitutional Adoptionmining profitabilitymining difficulty+3

2 hours ago

Trade Where You Read: Decrypt Brings Jupiter-Powered Trading to The Information Exchange

Decrypt has partnered with Jupiter, Solana's leading trading platform, to embed trading directly into the news-reading experience. Through Decrypt Money Accounts, readers can swap tokens on the spot without switching platforms or connecting external wallets. The rollout starts with major cryptocurrencies and will expand to Solana ecosystem tokens, tokenized stocks, commodities, and real-world assets. The two sides will also integrate Jupiter products like Earn to build out The Information Exchange as a financial platform blending news, real-time intelligence, and markets.

SOLThe Information Exchangetrading integrationDecrypt+3

2 hours ago

Ripple Partners with $10B Payments Firm Arf to Expand RLUSD on XRPL

Ripple has teamed up with Swiss payments provider Arf to bring RLUSD-denominated settlement liquidity services to the XRP Ledger, offering short-term working capital financing to licensed cross-border payment firms with typical repayment terms of one to five days. Arf processes roughly $10 billion in annual settlement volume, with capital turning over four times a month. The service will initially operate ahead of validator approval for XRPL's native lending protocols XLS-65 and XLS-66, with RLUSD used to settle financing and XRP covering network fees and reserve requirements.

XRPRippleRLUSDXRPL

2 hours ago

Visa Reportedly in Late-Stage Talks to Acquire Fireblocks for $2.5 Billion

Payments giant Visa is reportedly in late-stage negotiations to acquire crypto custody and stablecoin infrastructure provider Fireblocks for roughly $2.5 billion—about 69% below Fireblocks' $8 billion valuation from its January 2022 Series E round. Fireblocks offers institutional custody, stablecoin settlement, and tokenization infrastructure to banks and payment firms, and both companies have backed the Open Standard initiative for stablecoin infrastructure. No final agreement has been announced, and talks are ongoing.

USDCStablecoin InfrastructureAcquisitionFireblocks+3

3 hours ago

Bitcoin, Ethereum, and XRP Price Outlook as US Jobless Claims Hit 57-Year Low

This article analyzes the price outlook for Bitcoin, Ethereum, and XRP after US initial jobless claims fell to 194,000, a 57-year low. The Fed is expected to hold rates steady in October, though economists anticipate a possible 25 basis point hike in December. Bitcoin faces resistance near $85,000, with a breakout potentially targeting $87,000–$90,000. Ethereum needs to reclaim $2,500 to rally toward $2,550 and $2,700. XRP faces resistance at $1.38–$1.41, and a drop below $1.33 could send it down to the $1.28 support level.

BTCUS jobless claimsprice resistanceFederal Reserve+4

3 hours ago